Is It Time To Cancel My Life Insurance?
Sometimes my clients ask me if canceling their life insurance would be a smart move. It is a difficult question because life insurance not only serves to protect your family and loved ones after you are gone, but it also serves as a good investment for yourself.Unfortunately, there is no simple yes-or-no answer to this question, and I can never make a recommendation without a proper understanding and diagnosis of their financial situation. Every piece of financial guidance I provide my clients only comes after we conduct a thorough conversation and I have an in-depth understanding of that client’s […]
3 Big Facts You Should Know…
By John Halterman Hopeful Realism… That’s what I believe in. Pollyanna thinking ONLY is wishful thinking. Dire Chicken Little thinking …
Relationships Are the Lifeblood of What We Do
By John Halterman Some of you are flying through this stay-at-home order with no worries at all, and we commend you. Others may be suffer…
Nowhere Else to Go But Up
By John Halterman Life comes at you fast. Two months ago, the Dow was flirting with 30,000, unemployment was at 3.5%, and the economy was…
Our Thoughts on the Economy and Our Investment Portfolio Allocations
By John Halterman We hope you aren’t getting tired of our email communications, yet! We’re trying to keep you informed as much as possibl…
Tax Loophole Allows Tax-Free COVID-19 Payments to Employees
By John Halterman After the terrorist attacks on September 11, 2001, Congress added a little-known tax provision (Section 139 of the Inte…
3 CARES Act Actions for Small Businesses
By John Halterman Good news for stressed-out clients who own small businesses. The CARES Act offers generous loans, which may even be for…
4 Significant Ways the CARES Act Can Provide Financial Relief
By John Halterman We have all watched with bated breath as the Senate and House debated and then finally passed the 883-page Coronavirus …
Top 8 Changes in the New SECURE Act You Need to Know
By John Halterman As has become usual practice, Congress passed some meaningful tax legislation. In one of the new meaningful laws, enact…
Managing Anxiety Through Charitable Giving
By John Halterman How are you holding up? I have spoken with many, many clients, friends and experts over these past several weeks. Many …
