Enjoy More!

Worry Less! In Retirement

We help select individuals in The Retirement Redzone (age 50-80) with the 5 Financial Building Blocks to Living Your Best Retirement

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Retirement is no longer the finish line; it's the Starting Gate.

It’s a time to redefine yourself, pursue new passions and live with renewed purpose. Get the education you want on topics of interest from our Wisdom 2 Wealth Library, featuring 24/7 on demand videos, complimentary eBooks and more!

You’ve Worked Too Hard To Let Money Steal Your Freedom

That’s why we work to uncover your financial blind spots and give you a growth plan designed for you to retire confidently.

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Beacon Wealth Management CEO John Halterman discusses the importance of having a comprehensive strategy and the tested Beacon Wealth process with Jack Canfield in their Hollywood Live Interview above.

Life has enough challenges.

STRESS ABOUT MONEY SHOULD NOT BE ONE OF THEM.

Our Services

The 5 Building Blocks to living your best retirement enables all the pieces of your wealth puzzle to harmoniously work together with one simple goal: To provide a strategy that aligns the money you have with the lifestyle you want to live and the legacy you want to provide.

Organize and Simplify Financial Affairs

Our retirement redzone advisory process enables you to organize and manage your personal wealth so that all the pieces of your wealth puzzle work harmoniously together. We simplify and organize your entire financial situation and help you see it like you’ve never seen it before in your very own personal financial website, or as we like to call it, your personal financial vault.

Retirement Income and Investment Planning

We work with you to ensure your expenses can be paid reliably and predictably for the rest of your life so you don’t outlive your income. To help safeguard your income, we will segment your money with appropriate investment planning. We consider all aspects of retirement, from tax efficiency, asset location and proper distribution order, specific to your lifestyle. This includes your risk tolerance, investment objective and long-term goals. No one person is the same, so no plan is the same; each plan is specialized for each client.

Insurance Planning

As we approach retirement, many of us start to think more seriously about our health and healthcare needs. With healthcare costs continuing to rise, it’s essential to plan ahead to ensure you have access to the care you need without breaking the bank. Without proper planning, long-term care can completely wipe out a retiree’s savings. We are here to help you create a strategic plan that matches your health and budget.

Tax Mitigation

Retirement is a time to relax and enjoy the fruits of your labor, but you must also be mindful of your finances when it comes to taxes. It’s important to plan for how you will manage your income and taxes to ensure you have enough to support your lifestyle while minimizing your tax bill. The main goal of our tax planning is to assess your current tax liability and develop strategies to minimize the taxes you pay during retirement, as well as when passing on your wealth to the next generation.

Legacy and Estate Planning

We will work with you to create a plan that is designed so your hard-earned assets go to your beneficiaries without hassle. Holistic financial planning goes beyond simply making investment decisions. We help protect your assets and legacy for your loved ones, while controlling the way in which your money is passed down in the most tax-advantageous way.

Have you ever seen all your money in ONE PLACE? Bet you haven’t, but you can and you should.

Watch the video below to learn how we simplify and organize your entire financial situation and help you see it like you’ve never seen it before!

Our retirement redzone advisory process enables you to organize and manage your personal wealth so that all the pieces of your wealth puzzle work harmoniously together with one simple goal.  We believe this is one of the best ways to provide advice and strategies that align the money you have with the lifestyle you want to live and the legacy you want to provide. 

Here's what makes me different

Retirement isn’t just about the money. It’s about your quality of life.

I focus on having reliable income.

So you’re not just hoping the stock market goes up and up.

I focus only on retirees.

I’d rather be the best at one thing than average at many things.

I operate with total transparency.

All fees are spelled out clearly before we do business.

I am product neutral.

That means zero sales agenda, just a solutions-driven process that really works.

I am a coach at heart.

I make sure you understand what you own, why you own it and how it will benefit you and act on that info.

I am an Accredited Investment Fiduciary.

It’s my legal responsibility to put your best interest above all else. I don’t take it lightly.

John Halterman

John Halterman

Just the facts.

Our one page overview is an executive summary for your financial life.

This one-page asset map report visually organizes all of your household’s finances in a clear graphical layout, allowing us to find opportunities to streamline and simplify your financial life.

How Our Process Works

We’ve been successfully helping folks like you for a long time…just under 30 years to be exact.  Throughout this time, we’ve perfected our process to give our clients the guidance they need to find confidence and clarity with their investments.  

It’s called the BWM Retirement Redzone Advisory Process.  Here’s how it works at the 50,000 ft level.

Discover

STEP 1: In our discovery session, we will establish an exact understanding of what you want to accomplish, where you are now and your feelings toward money.

Analyze

STEP 2: Using our proven process and systems, we analyze to simplify and organize your entire financial situation so you can finally see everything in one place. It's streamlined, optimized and organized like never before. We believe you'll have more financial confidence knowing you're on top of everything.

Recommend

STEP 3: You've made the sacrifices you've made and worked as hard as you've worked for a reason. This is where the strategy recommendations come together to accomplish the goals you have and have the impact you've dreamed of.

Evolve

STEP 4: As life unfolds, we will work hard to continue elevating the quality of your life. We will always remain highly engaged with you to maintain a current understanding of your family dynamics and financial needs. We will constantly be reviewing your strategy’s progress relative to what you want to accomplish. We will adjust your strategy as your life evolves.