Wealth Portal Access
LET'S TALK

Long-Term Care & Life Insurance Planning at Beacon Wealth Management

Strategic Planning for Healthcare Costs and Financial Protection in Retirement

Schedule a Call

Long-term care and life insurance planning at Beacon Wealth Management focuses on addressing rising healthcare costs and future financial protection. We help clients evaluate healthcare needs, explore insurance options, and design strategies tailored to their unique circumstances. Our personalized approach ensures that your health and financial priorities are thoughtfully integrated into your plan.

Long-Term Care & Life Insurance Planning
Focused on Your Unique Goals and Needs

Protect Your Financial Future

Long-term care and insurance planning helps safeguard your savings, ensuring you’re prepared for unexpected medical or care expenses later in life.

Reduce Stress for Loved Ones

From health to life insurance, personalized planning ensures you have the right coverage to match your lifestyle, goals, and future concerns.

 

Tailor Coverage to Your Needs

From health to life insurance, personalized planning ensures you have the right coverage to match your lifestyle, goals, and future concerns.

Plan for Life’s What-Ifs

No one knows what the future holds, but long-term care and insurance planning help you face the unknown with confidence and a solid safety net.

Get ahead of year-end stress with our Midyear Tax Planning Guide. Stay proactive with key updates on tax law changes, retirement contributions, charitable giving, and estate planning—plus practical tips and checklists to help you make smarter decisions before year-end.

GET YOUR FREE GUIDE

Midyear Guide to Tax Planning

Get ahead of year-end stress with our Midyear Tax Planning Guide. Stay proactive with key updates on tax law changes, retirement contributions, charitable giving, and estate planning—plus practical tips and checklists to help you make smarter decisions before year-end.

DOWNLOAD GUIDE

Smart Solutions for Every Stage of Your Financial Journey

Healthcare Cost Analysis
Evaluate potential long-term care expenses to align your financial strategy with projected healthcare needs in retirement.
Insurance Options
Explore long-term care and life insurance policies tailored to your health, budget, and overall financial plan.
Budget Alignment
Develop strategies that balance healthcare planning with your current financial priorities and long-term retirement goals.
Care Strategy Planning
Create a plan for managing future care needs, considering factors such as insurance coverage and self-funded options.
Legacy Considerations
Assess how life insurance can contribute to broader wealth transfer plans and address family financial priorities.
Integrated Approach
Incorporate healthcare planning into a comprehensive financial strategy to address future challenges while protecting your resources.

LET’S HAVE A CONVERSATION

Take the next step in protecting your financial future.

Request a 15-minute discovery call to discuss personalized strategies for managing healthcare costs and life insurance planning.
Book a Call
Use these six estate planning steps to prepare plans for your assets and your family members, too.

Estate Planning Essentials: How to Protect Your Legacy and Your Loved Ones

Thinking about the future can be tough, especially when it comes to topics like mortality. However, planning ahead is important. After all the effort you’ve put into building your wealth and assets, it’s only natural to want to make sure everything is handled the way you’d like when you’re no longer able to manage it yourself. Estate planning lets you spell out your wishes and makes certain they’re followed. Plus, it helps avoid potential family disputes and keeps your financial matters private. If you haven’t started yet, now’s a good time to think about these six estate planning steps

Read More ►
Understanding annuities may help you add a useful tool to your retirement portfolio, but this won’t be the right option for every retiree.

The Pros and Cons of Annuities in a Retirement Portfolio

When building your retirement portfolio, it’s important to explore a variety of financial tools, and annuities often come up in these discussions. Understanding annuities is crucial because they can serve as both an asset and a potential source of income throughout your retirement. However, like any financial product, annuities have their own set of pros and cons. Some people appreciate the steady income they provide, while others find the fees or lack of liquidity a drawback. In this article, we’ll break down how annuities work and explore the different types, so you can decide if incorporating them into your

Read More ►

BEACON WEALTH MANAGEMENT HOSTS BLOOMING SUCCESS WITH WISDOM 2 WEALTH: GARDENING EVENT

Bridgeport, WV – May 30, 2025 – John Halterman and the Beacon Wealth Management team welcomed the season in full bloom with a vibrant and joy-filled Wisdom 2 Wealth: Gardening event, focused on container flowers at their Bridgeport office. Attendees gathered for an inspiring and hands-on afternoon led by gardening expert Gayle Rubino, who shared her signature tips and techniques for creating eye-catching container gardens. The event featured a live demonstration where guests learned how to design floral arrangements using color, texture, and balance—perfect for brightening up any outdoor space. In true Wisdom 2 Wealth fashion, the event blended

Read More ►

Long-Term Care & Life Insurance Planning
Frequently Asked Questions

GET STARTED TODAY

Why is long-term care and life insurance planning important?

Long-term care and life insurance planning are essential for addressing potential healthcare costs and ensuring financial protection for you and your family. With rising healthcare expenses, planning ahead helps prepare for long-term care needs and provides clarity on how to manage these costs without depleting your financial resources. Life insurance can also play a critical role in supporting your broader financial goals and legacy planning.
How does Beacon Wealth Management tailor thAt Beacon Wealth Management, we take a personalized approach to long-term care and life insurance planning. We evaluate your health, financial situation, and goals to recommend options that align with your specific circumstances. Whether it’s exploring long-term care insurance policies, calculating potential healthcare costs, or determining the right type of life insurance, we create strategies tailored to your needs and budget. s service to individual needs?
Getting started is easy—schedule a 15-minute discovery call with our team. During this conversation, we’ll discuss your current situation, future healthcare considerations, and financial priorities. This initial call will help us understand your needs and explore how our planning services can support your long-term goals.

READY TO ALIGN YOUR FINANCES WITH YOUR LIFE GOALS?

LET'S TALK.

Our discovery call is designed to connect and understand what you’re looking for in financial guidance. Let’s discuss your priorities and see if our approach aligns with your goals. Schedule your call to begin planning for what matters most.
Book A Call
Wealth Portal Access

4565 Benedum Drive
Bridgeport, WV 26330

(304) 626-3900

[email protected]

Facebook-f Linkedin

STAY IN THE LOOP

Subscribe to our email list for regular updates on financial strategies, market trends, and tips designed to help you stay on top of your financial journey. Join now and never miss an update!
SIGN-UP

Check out the background of firms and investment professionals on FINRA’s BrokerCheck.

Securities offered through Cambridge Investment Research, Inc., a broker-dealer, member FINRA/SIPC. Advisory services offered through Cambridge Investment Research Advisors, Inc., a Registered Investment Adviser. Beacon Wealth Management operates independently of Cambridge. This communication is strictly intended for individuals residing in the states of WV, PA, OH, MD, NC, SC, TX, FL, NY, DE,  KY, CA and WI.  No offers may be made or accepted from any resident outside the specific state(s) referenced.

© All Rights Reserved 2025

powered by Illuminated Advisors

Join Our Mailing List

Stay in the loop with exclusive financial insights and updates! Join our mailing list today to receive the latest news and tips from Beacon Wealth Management.

Skip to content